Custom Models

Our consultants leverage the powerful modeling capabilities of Xeno^® to develop all types of predictive models. We then facilitate and simplify the deployment process and continue to provide assistance as needed. We also provide the necessary knowledge transfer to ensure that you gain the maximum advantage from your models. As your business environment evolves, we offer ongoing assistance in updating models to assure their continued predictive power.

We can work with almost any type of data to create models that predict credit risk, response, quality, churn/attrition, revenue, or any other performance measure that can be gleaned from your data. The most common types of custom models we develop include:

■ Response Models

InfoCentricity^® experts identify the most responsive prospects and create a scorecard that allows you to target that profile in the future. We can also fine-tune your response models to simultaneously increase booking rates and lower delinquencies.

■ Application Models

Recognizing the importance of performance inference in application scorecards, we address data truncation to produce a model that is highly predictive for your applicant population. We leverage the unique capabilities of Xeno to develop application scores predicting more than one performance measure. For example, we can develop a powerful application model that will allow you to minimize credit risk while maximizing revenue potential.

■ Behavior Models

Our experts review available decisioning data, design the predictive variables, help determine the desired performance outcome, execute segmentation analysis, and create and evaluate final models. We can also follow up with a strategic impact analysis and new strategy design.