"We rely on Xeno's robust analytical platform for statistical validation of new strategies. This allows us to “win the day” in not only gaining approval to implement these new strategies but also our drive for healthy growth. Additionally, InfoCentricity's analytical experts augment our own team whenever we need extra help. I consider InfoCentricity an indispensable partner to our business and success."
Brad Nelson
CFO
The Matsco and GBC Companies
Custom Models
Our consultants leverage the powerful modeling capabilities of Xeno® to develop all types of predictive models. We then facilitate and simplify the deployment process and continue to provide assistance as needed. We also provide the necessary knowledge transfer to ensure that you gain the maximum advantage from your models. As your business environment evolves, we offer ongoing assistance in updating models to assure their continued predictive power.
We can work with almost any type of data to create models that predict credit risk, response, quality, churn/attrition, revenue, or any other performance measure that can be gleaned from your data. The most common types of custom models we develop include:
■ Response Models
InfoCentricity® experts identify the most responsive prospects and create a scorecard that allows you to target that profile in the future. We can also fine-tune your response models to simultaneously increase booking rates and lower delinquencies.
■ Application Models
Recognizing the importance of performance inference in application scorecards, we address data truncation to produce a model that is highly predictive for your applicant population. We leverage the unique capabilities of Xeno to develop application scores predicting more than one performance measure. For example, we can develop a powerful application model that will allow you to minimize credit risk while maximizing revenue potential.
■ Behavior Models
Our experts review available decisioning data, design the predictive variables, help determine the desired performance outcome, execute segmentation analysis, and create and evaluate final models. We can also follow up with a strategic impact analysis and new strategy design.
■ Collection Analytics Service
Imagine being able to differentiate delinquent customers that are high risk with you but not with others, or vice versa! By combining internal and external data in creative ways, InfoCentricity staff can isolate segments of the population that need specific treatment to effect payment. InfoCentricity’s Collection Analytics Service provides a combination of segmentation, scorecards, and strategies specifically built to help you manage your delinquent accounts better. Effective collection analytics empower your collection staff to focus on the right accounts, maximizing the payments collected while eliminating unnecessary expenses.